FINANCIAL PLANNING FOR EVERY STAGE OF LIFE

Benefits Of Rolling Your 401k(s), 403b(s) or 457(s)  Into An Individual Retirement Account (IRA):

  1. Burr Capital Advisors are happy to review your 401k and provide advice on how to roll/consolidate your 401k(s) into an Individual Retirement Account (IRA) since 401ks are tailored towards the employer and not the employee.

  2. When making withdrawals during retirement, it’s easier to plan year over year when all your investments are in one place. Also, less passwords, less management, less emails, less paperwork, etc. 

  3. Investment choices in 401k(s) are limited and usually not the best in class. Let’s identify opportunities to better diversify your investment strategy.

  4. Within an IRA, you have the ability to buy any type of investment to diversify such as individual stocks, bonds, mutual funds, ETF's, private equity, etc. We have the ability to construct a portfolio that fits your needs which is why we are proud to be independent advisors. 

  5. Do you know who is watching your 401k? The answer is most likely, “no”. Your long-term investments are just as important as your long-term health. You will depend on both when you retire.

  6. Most likely, you are putting your trust into an 800 number employee that does not know you, your family, or your stresses. Have a relationship with someone that can guide you and has your best interest in mind.

Consolidating 401k(s)
Consolidating accounts can offer financial benefits in certain situations, allowing investors to enjoy a complete view of their investments, track tax opportunities, reduce fees and commissions, and plan more effectively.

401k Rollover 
One way to consolidate accounts that proves beneficial for many is to rollover a 401k into an IRA or Roth IRA. IRAs generally allow for a more diverse field of investment options, and account fees tend to be cheaper. There are two types of IRAs, a traditional IRA and a Roth IRA, that differ mostly in how they are taxed.

Burr Capital Advisors’ 401k Investment Services
We know that you aren’t just looking for any investment company to protect your future savings, and it is important to find someone you can trust. We understand that, and strive to offer a service that is as transparent and straightforward as possible; we are always ready to answer any client questions about their current and future investments in order to tailor a strategy that benefits them.

Are you looking for financial planning assistance? Our advisors can help you gain peace of mind knowing that your financial future is being taken care of. If you have questions about how we can help you, please don’t hesitate to give us a call.

FAMILY FINANCIAL PLANNING

We know when you turn to a financial professional for help, you’re putting your future in their hands. As experienced financial advisors, we honor and respect that choice with diligent, family-focused care. More than just your advisor, we act as your partner in providing the following:

  • Charitable Gifting Programs
  • College Planning
  • Estate Planning Strategies
  • Income Planning Needs and Distributions
  • Intergenerational Planning
  • IRA Distribution
  • Planning for Special Need Family Members
  • Portfolio Analysis & Optimization
  • Quarterly Performance Assessments
  • Retirement Planning
  • 401(k), 403(b) and 457’s

Questions?

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